The Xylem Zone Ethos

Create a solid foundation and build a strong BACC, create the life you truly desire. 

Balanced in your emotions & behaviour. 

Aware and open to learning new skills.

Conscious with your thoughts & actions

Congruent with your core values

Build your skill and awareness before you start: Get Our Must-Have Resources.

The Happiness Game

Are you on track to create the life you truly desire? Are you goals within your reach? This exercise will give you a clear understanding of where you are at and what could be possible with a clear plan.

Play here

Finance Quiz

Getting a loan for your property can be overwhelming & confusing.The more you understand the smoother the process can be. Check your knowledge and find out how prepared you are.

Play here

Clarity Call 

This session with an experienced Strategy coach will give you clarity around what could be possible based on your specific situation. Whether it’s your own home, buying your first investment property or starting your own business we explore all options.

Book here

Why the funny name?

We didn’t want to be pigeonholed into one area of expertise as we look at all the key areas of life and of investing in helping our students design their life plan and strategic approach. Our approach is more community-centric, holistic, and organic so what better symbol than a tree? The Xylemzone sounds a bit like stepping into a new world of thinking and mindset that’s exciting and opens you up to new possibilities and is not just about making money. 

Xylem is actually the concentric rings that are in the heart of a tree and carries the water to all areas of the plant so it can thrive. We understand in our life and investing that there are always cycles that we need to identify and address. Many cultures have historically taken a generational approach to pass on life skills to deal with these ongoing changes. In today’s modern world, so many people feel isolated, alone, and out of their depths and many of the skills needed for life are missing from their knowledge base. We combine old and new information when it comes to creating a dynamic approach to Redesigning your Life as well as linking back more to core values of supporting one another, sharing, and uplifting each other so we can all have a better more fulfilled life. 

The Xylem Zone

We do not have a business model that is based on you having to utilise our preferred suppliers so we can build additional income streams and create a profit off your back. We are happy to share our own professional contacts with you, to help you build your own team of trusted advisors at no cost and at their discretion.

We do not give advice in the regulated areas of finance, accounting, financial planning, and SMSF even though we have years of personal learning in these areas. We are happy to share our own experiences and any tips we have learned along the way, so you are more equipped and know the best questions to ask when seeking a specialised adviser in these niche areas.

Our approach to coaching is always flexible, personalised, and tailored to your specific history, situation, and goals.

All our income is derived purely from sharing skills and guiding you on your journey care of our face-to-face coaching and online programs. Our motivation is to assist you in building your knowledge & awareness so you do not have to hand yourself over to “experts” blindly who may not always have your best interest at heart.

How we are different

We place people, planet, and purpose before profit and strive to develop a personal connection with our clients that is based on mutual trust and respect. Instead of focusing on constantly increasing sales and revenue to pay for ever-increasing expenses and executive salaries, we focus on slow, intimate, and sustainable growth. We can afford to do this by operating in the opposite manner of traditional businesses as we have a flat hierarchy, low overheads, and no debt. Of what we receive in coaching fees most of this goes to your coach for their time. Part of the remaining goes towards covering our low overheads and what is left over is for selected Not for Profit projects and initiatives that we support.

We do not sell property or affiliate with developers, instead, we teach you how to find and negotiate your own property purchases so you can avoid having to pay further Buyers Agents or Real estate fees. We are also more than happy for our clients to utilise their own key parties and work with them in line with their strategies and plans.

The Xylem Zone Strategic Property Coaching

Who are we?

After almost 20 years and dozens of property purchases as a collective, we have been able to experience the joys and pitfalls of investing. Initially, our common ground was property and a shared passion for passing on our knowledge and experience of investing.

However, we often spent more time discussing our goals, our hopes for our family, the struggles we faced along the way, and our drive to be part of a positive change in the world.

We have found that property and business can be used as powerful vehicles that will increase cash flow and give you back time so you can focus more on what’s important to you. We would love to share that with you. 

    “Knowledge is great, and action is crucial but without a clear plan neither are likely to bring you the result you truly desire” – David Neradil

The Problem

Most skills around money, debt, and property are not taught at school. Our parents didn’t learn either and instead just worked hard and sacrificed their family time. 

Most experts are highly specialised and have limited experience with money, property, and business. They charge a fortune, and you are expected to trust them blindly. They make money even when you lose, and they provide no guarantees.  

The Facts

Many people make big decisions to invest large sums of money without the skills based on emotional pressure and often lose large sums of money. 

Money: Most people spend more than they earn and survive on credit. 

Homeowners: Now only 30% of Aussies own their home outright. 

Property investors: Rarely buy more than one and can never retire from their assets. Only 5.81% of investors own 3 investment properties. 2.11% of investors own 4 investment properties, why so low?

Business: 48% of all new Australian business start-ups fail within the first four years, and just 77% make their first anniversary. How can you avoid this outcome?

The Options

Work harder and get a second job. Start a side hustle with the latest trend. Continue to give away your time and wait for a pension. Hope your super will save you. Throw the dice with crypto! 


Learn and develop your own skills so you can create a clear future plan.  Learn which strategy best suits your circumstances and vision. Become the captain of your own ship and make informed decisions understanding the upside of each strategy and how to manage downside risk. Create real generational change and pass on your knowledge to those you care for. 

4-STEP CHALLENGE: Could you increase your cash flow by at least 20% without working harder or giving away more time? Is it possible to clear your bad debt? Could you stop renting and buy your own home in less than 18 months even if you have no deposit today? Is it possible to get your home loan approved even with rising inflation and interest rates?

Take the Free challenge, we will show you how

Our Success Stories


David took us from slowly learning from our mistakes to an ability to form crystal clear plans and move forward towards our goals with certainty.

-J T Martin Elin


Words simply cannot describe how highly I have the pleasure of having known David for over ten years. Such an amazing man and just a superb human being. It started with receiving endless mentoring, advice & guidance in creating a Property Portfolio and has led to a lifelong personal friendship with both David & his beautiful wife Freda. David’s knowledge continues to amaze me to this day. David will always listen with open ears and his advice is outstanding on every level. He makes you feel very comfortable in whatever you want to discuss. Can not recommend David highly enough.

-Susie Langmaid

Honestly, David offered me a mate’s rates deal to look at my life’s journey and to help with big decisions I needed to make. I wanted to proceed with his offer but felt time-poor and my funds were running thinly.
So regrettably I didn’t take up his offer. That was months ago and now I am still in a bind as to what our best options are. I wonder if I had taken the offer, what financial position I would be in now!?
On a personal note, David is a sincerely genuine man with the best intentions to help you be your best.
-Rone Bakuwel

I have known David for over 15 years and have had successful dealings with him as a property coach and mentor. David has extensive experience as a property investor and coach with a thorough understanding of the property investment industry. He is passionate about helping people and particularly empowering them to reach their goals. David is an invaluable person to have as a mentor and can add so much value and knowledge to help you find a solution and achieve what you set out to do.

-Marie Vlahos


David has been my property coach for the last 7 years, during that time he has helped me to grow my property portfolio to over $3M with it almost supporting itself financially. His insight has been invaluable and has gone well beyond the property space. During this time David has helped me go from having no idea what my expenses were to knowing my expenses well and even reducing them.


I have worked with David for the past 10 years and has honestly taught me a lot of what I know about property investing in an authentic way. Totally down to earth and genuine in his approach. I would highly recommend him.

-John Pidgeon


I have been working with David for many years and he has always had great insight to share and helped me make good choices to achieve my goals. He has a great attitude, is easy to communicate with and he has changed my mind set for the better. I would definitely recommend him to anyone wanting to improve their lives.

– Matt Barden


What an empowering workshop. The Xylem Zone is a game changer in helping individuals open their minds to the myriad opportunities available to achieve their lifestyle goals. I love how their workshop is completely customisable to each person’s hopes and dreams. There are no cookie-cutter plans or sales tactics here, just solid experience and some juicy insider secrets that will blow your mind and spark your motivation to fast-track achieving your goals.

-Rachelle Napper


WoW – I just finished day one of the Xylem Zone – ReDesign your life workshop. I’m here to give my personal finances and property portfolio some structure.

I’d love to eventually build my own dream home like the one I saw last week in NSW (below).

The property investment strategies I have currently been using were failing. So to help me get there, Xylem have given me tips today that are already helping me understand the best ways to structure my portfolio and maximise the equity in my properties.

The Xylem Zone workshop also shows first-home buyers how to get into the market with little deposit. Thank you Xylem

5 Stars

-Katherine Lynch


Thank you so much, David and The Xylem Zone Team! This is the First Seminar my partner and I have attended with The Xylem Zone. We read the promotion and thought: “Oh we have attended so many Seminars, should we bother to give up our Weekend?” WELL, THANK HEAVENS we did! David is generous in sharing top-level content for everyone in the room to tailor-master their own financial journey to real freedom.

He provided a method for easily establishing our financial status/snapshot and (re)defining our ultimate life goals and unique style of real estate investment. He has a basic blueprint and a toolkit of strategies that EVERYONE can apply. It is the easiest and quickest way in which we have been able to redefine our journey to financial freedom.

More importantly, his delivery style provides every flexibility for people to develop and implement their own master wealth strategies with a style, combination and sequencing that would most uniquely resonate with them. He is such an inspiration, has such wonderfully well-rounded knowledge, and showed us that budgeting is not boring!! We came home with a WHOLE NEW VISION on what we can achieve and HOW we can achieve our goals in less than half the time.

I have bought and sold nearly 70 properties and my partner has bought and sold over 7 properties, so we would be considered very experienced, BUT the learning from this weekend was Priceless. We can only HIGHLY RECOMMEND this to everyone wanting to succeed in Reaching their Goals and Becoming Financially Free through Real Estate so much faster… JUST DO IT! Attending The Xylem Zone Training will be your best two-day investment to speed up your success journey! David Neradi and the Team were so professional with their knowledge, skills and support! Don’t miss any chance to attend The Xylem Zone training, GO FOR IT! Thanks so much!!! We will be forever grateful !! 

-Douglas McCoy


I have known David Neradil since 2009. During that time David has provided me with mentoring to help me achieve my Investment, Business and life goals. I find our regular catchups instrumental to my success. 

Initially, David provided me with sound guidance for my property investing and as my respect and confidence grew in David, I trusted him to also provide personal and Business mentoring. 

David is an expert in his field with many years of experience in property investing and dealing with all associated professionals. He has helped me greatly with practical feedback on buying and selling properties and helping me define the ideal strategy that suited my situation the best as well as planning for the future.

David seems to always ask just the right questions to help me look at what’s required to get myself to the next step. 

I have found David reliable, honest and approachable. He has a way of keeping me accountable but without judgement. He supports me whenever required and assists with problem-solving when I’m stuck. His detail-orientated, organised approach and reliability empower me to achieve my potential.

-Peter Franklin


Anybody thinking about coaching for whatever reason should speak to David Neradil. I am lucky enough to have known David for over 10 years, initially as a property investment mentor and coach, but the journey quickly developed into so much more than property. 

David is one of those rare individuals who truly cares about helping people find their way in this crazy world. Not only is David an astute property and finance coach but he can really help you to create your goals even when you’re not sure what they are.

If you are looking to make some positive changes to your life your first point of call should be to contact David. I’m so glad I did and I’m sure you will be too.

-Shane Leonard


We first met David as a coach 9 years ago and have worked easily with him to achieve a greater understanding of our mindset towards property investing and have utilised his knowledge and coaching to successfully buy 3 properties for growth and investment (sold 2 easily with 50% growth, holding onto 1 for continued income) during that time. We find David’s experience and knowledge invaluable to our continued growth financially, and personally, and have become good friends in the process.

-Sandra Venables


To me the year we had David as a coach was a pivotal point in our property investing journey. I learnt the importance of having a budget and separating our needs from wants, how to make decisions about property without heavy emotional attachments, and setting a goal and working towards it step by step. With regards to property, the achievements in tidying up the existing portfolio were a major one (renovated and sold a unit and turned negatively geared property to positive cashflow property). I also had huge changes in my mindset about investing, working in a Job vs entrepreneur, and money in general. Working with David as a couple had a big impact too. It gave me a better understanding of how to communicate with John as well as a sense of accountability for our actions. It was also wonderful to get support from David about financial and job decisions although they were perhaps unusual ones. From the coaching experience, I have a much better sense of myself and my why and it makes everyday life decisions so much easier.

-Nilangani Nadyeshda Harris


David will be truthful, even if it’s tough to hear, imaginative and informed with solutions and a prop and rudder in a storm.

-Joanne Coker


David has guided me on property investment over ten years not just from a financial perspective but using a holistic sometimes spiritual approach if you like and so I have grown through his tuition, guidance, life lessons on so many levels. He’s also q good on other aspects of our lives like relationships and when things in your life aren’t quite going so well! I highly recommend you try him out!

-Jeremy Chipchase


I knew shortly after meeting David that his guidance would be different from the rest. That real talk changed the course of my life in ways I couldn’t have imagined. Although life has thrown a couple of curve balls over the past 6 years knowing David, because of the wholistic work he encouraged me through I can honestly say I feel confident with where I am and where I’m going in all aspects of life. Truly grateful!

-Monica Askins


I have had the privilege of knowing David for the last 5 years. I was lucky enough to be employed by him and then have him as a mentor who I highly look up to. 

My husband and I have made many mistakes in life, due to what we are conditioned to believe in which is to go to school get good grades go out and get a good job. We were never educated about owning a business, taxes investing in assets etc. We fell into the trap of living pay cheque to pay cheque and didn’t see a way out of this. 

David showed us what could be possible by spending time with us and teaching us about property, finances, self-awareness, and money/cash flow and even moved on to helping us with relationship advice. I will be forever grateful for the lessons i have learnt and continue to learn from him and how he has opened up our eyes to see a much brighter future.

One thing that stands out for me the most about David is, that he has a big heart and he CARES, there are a lot of coaching companies out there that will offer you the world but they only have one thing in mind and that is their own bank balance! 

David is different he loves to see people grow, and he wants to see people’s lives change for the better. He isn’t in this for himself his passion is helping others!

From working with him a few years ago I have witnessed the people’s lives he has changed and I know every single one of them will also be forever grateful.

I appreciate everything you do and continue to do for my family and me.

-Rochelle Pene


We grew as a couple and as investors with David coaching at our side, we jumped over hurdles and created massive change. Great content and manageable. Thanks for all your support, David and Team.

-Lyza Saint Ambrosena


I have known David since around 2013. David was instrumental in our property investment journey. We found David to be very honest and genuine, always directing us to a beneficial outcome. 

As a mentor, David didn’t just give us the answers but gave us tools to make informed decisions, which made us self-reliant when making decisions in the world of property investment. 

I highly recommend David to anyone looking for a great Coach.

-Vineeta Harris